Annuities
Annuities - Fixed & Fixed Indexed
How Do Annuities Work?
*These funds are invested as part of the general assets of the issuer and are therefore subject to the claims of its creditors. **All guarantees are subject to the claims-paying ability of the issuing company. | ![]() |
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We believe in keeping your Money. We only offer Fixed & Fixed Indexed Annuities, so you do not lose your Principal.
Variable Annuities cost more in management fees and can lose your principal. Upon your Death your Beneficiaries will receive the unused amount | FIXED ANNUITIESFixed Annuities aka MYGA (Multi-year Guaranteed Annuity) give you a Fixed Interest Rate like a CD (certificate of deposit). No Indexes are used. IMMEDIATE ANNUITIESImmediate Annuities give you Income the month after the Initial Premium is deposited. You can deposit a Single Premium aka SPIA or make periodic deposits DEFERRED ANNUITIESDeferred Annuities give you an income down the road. Best left to build momentum as the interest compounds, wait 10 years and your money grows. You choose the Index offered by the Annuity, so the Money can grow on an Index like the S&P 500 Index
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Protect Your Assets from Litigation
Annuitize Your Business Assets / Asset Protection
Most state and federal statutes protect annuities from civil liabilities, liens and debt claims.
Many business owners and professionals, especially those that are susceptible to liability litigation, protect their wealth inside of annuities.
It is important to check applicable exemption laws in your state before
investing in an annuity for the purpose of asset protection.
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