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Medicare
Medicare Plans Offered: We'v Got You Covered With Choices...
Open Enrollment: Begins Oct. 15 - Dec. 07
We also specialize in Dual Special Needs Plans.
Beneficiaries of Medicaid & Medicare can qualify for these Special Plans.
Shop 2023 Medicare Advantage and Prescription Drug Plans
Medicare Insurance Carriers, we represent:
Currently, we represent 12 insurance organizations for Medicare; we offer all plans. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE or your State Health Insurance Progrm (SHIP) for help with plan choices.
Health Insurance Marketplace aka Obamacare
Under 65 AND NOT
ELIGIBLE FOR MEDICARE
Open Enrollment: November 1 – January 15
Click on Icon for Self-Quoting:
Florida Health Quotes - Under 65
ACA (Obamacare) requires Open Enrollment or Special Life Event to enroll
Health Insurance Marketplace Carriers we represent:
Dental/Vision:
Waiting Periods for non-Preventative Services (Basic & Major)
Most Dental Plans coverage each year and max out on 3rd year to reward you for keeping the insurance for those rainy day dental problems
In-Network Dentists will save you more money than going to Out of Network Dentists
Dental Insurance will get the Contracted Rate (which savings you 66% on average over Out of Network Claims which save you 33% over Cash Prices)
Check out the No-Waiting Period - AETNA SELECT COPAY National PPO Plans
You SAVE MORE when you use a IN-NETWORK provider
PRIME and PLUS have growing Out of Pocket Maximums to cover Major Services
IMMEDIATE COVERAGE Dental
You SAVE MORE when you use a IN-NETWORK provider as these providers have contracted fees (MAC/ maximum allowable charge) through their network agreement with Ameritas National PPO (sold under Spirit Dental).
If you use an out-of-network dentist...
You pay the difference between what the plan pays and the dentist's actual charge (maximum allowable benefit).
Check out the No-Waiting Period - Dental Plan!
Check out the CIGNA PPO Dental Plans
If you have had dental insurance for 12 or more consecutive months prior to your new plan start date,
you may be eligible to waive the waiting period so you won’t have to wait for benefits to begin
No Waiting Periods
Choice of EyeMed or VSP Networks
Supplemental Benefits:
Accident Medical Plan
Helps cover you for High Deductible Health Plans to pay the Deductible when Accidents occurs - like breaking a leg/arm which can help to healthy people
(Limited Medical, Short-Term, Accidental Medical Exp, Cancer/Heart & Stroke, Critical Illness/Hospital)
Short-Term Medical
Does not cover Pre-Existing Conditions, it's useful to transition you from an Expired COBRA plan
until the next Open Enrollment to guaranteed issue Health Insurance which will cover pre-existing conditions.
It's MUCH BETTER to get a Marketplace Plan, because of Loss of Insurance (Call Us).