MEDICARE ... IS EASIER WITH HELP
Choosing to stay with your Group Insurance because it's what you have had it for so long?
Medicare plans offer zero to lower premium plans, low to zero deductibles over group.
If you do not have creditable coverage for medical or prescription coverage, penalties await if you do not move to Medicare correctly.
NOTE: Penalties for Obamacare DO NOT APPLY to those Individuals eligible for Medicare. Penalties apply if you do not apply for Medicare when you are eligible unless you are exempt (have Group Insurance).
MEDICARE... TURNING 65?
GOT MEDICARE EARLY DUE TO A DISABILITY?
Your INITIAL ELECTION PERIOD allows you to enroll in Medicare
3 MONTHS PRIOR to the Effective MONTH of your Parts A & B AND
NO LATER than 3 MONTHS AFTER
ANNUAL ENROLLMENT PERIOD: Oct. 15 - Dec. 07
This is your chance to change your Insurance to begin January 1st.
OPEN ENROLLMENT PERIOD: Jan. 01 - Mar. 31
This is your chance to disenroll from your Medicare Advantage Plan and go to another Medicare Advantage Plan (Do Over) OR return to Original Medicare (& Medicare Supplement) and a PDP (Prescription Drug Plan).
MORE Election Periods exists to change your Insurance depending on different situations, please contact us and we'll discuss if one applies to you.
WORK WITH AN MEDICARE AGENT WHO FOLLOWS THE RULES
NOTE: Marketing representatives are prohibited from making unsolicited contact, including through:
- Door-to-door solicitation, including leaving leaflets, flyers or door hangers at a resident or on someone's car
- Approaching beneficiaries in common areas, such as parking lots, hallways, lobbies or sidewalks
- Telephonic or electronic solicitation including leaving voicemail, text messaging or email message (without unsubscribe) or through messages via social media.
MEDICARE... IS EASIER WITH AGENT HELP
- It costs nothing to have an AGENT HELP and ENROLL YOU.
- We know how to fit the Plans out there to you
ACA / MARKETPLACE HEALTH INSURANCE
We are Licensed in AL, AZ, CO, KS, SC & TN
NEXT OPEN ENROLLMENT PERIOD: NOV 1 - JAN 15
Health Insurance Marketplace Self-Quoting
FREE ENROLLMENT
Individual Health (Healthcare Reform/Affordable Care Act)
Plans on the Health Insurance Exchange will cover 10 Essential Health Benefits:
- Ambulatory Patient Services
- Emergency Services
- Hospitalization
- Maternity and Newborn Care
- Mental Health and Substance Use Disorder Services
- Prescription Drugs
- Rehabilitative Services and Devices
- Laboratory Services
- Preventive and Wellness Services and Chronic Disease Management
- Pediatric Services, including Oral and Vision Care
WE'VE GOT EXPERIENCE
IT COSTS NOTHING TO HAVE AN AGENT HELP YOU!
GET IT DONE RIGHT...
TRANSITION FROM GROUP / COBRA
Florida Health Quotes - Under 65
ACCIDENTAL MEDICAL EXPENSE
Can help cover Deductibles on Health Insurance when an Accident occurs, you hurt yourself through no fault of your own (break an arm or leg).
HEALTH QUESTIONS AND UNDERWRITING GUIDELINES APPLY AS WELL AS PRE-EXISTING CONDITIONS ARE EXEMPT
SHORT-TERM MEDICAL INSURANCE
Get Temporary Health Coverage to fill unexpected gaps in your health insurance coverage whether you have recently moved, lost coverage, or new to health insurance. These plans may be more affordable than Long-term Health Insurance, but will not exempt you from the Obamacare Tax Penalty (HEALTH QUESTIONS AND UNDERWRITING GUIDELINES APPLY AS WELL AS PRE-EXISTING CONDITIONS ARE EXEMPT).
INDEMNITY PLANS / GAP COVERAGE
These are Cash Payoff Plans when a certain condition or treatment occurs.
Examples: CANCER, CRITICAL ILLNESS, HOSPITAL
(HEALTH QUESTIONS AND UNDERWRITING GUIDELINES APPLY AS WELL AS PRE-EXISTING CONDITIONS ARE EXEMPT)
